Hiho, here a example for a real lazy build to farm fast and safe gold and ba able to do all normal content in the game without stress and button piano. Depends on your Budget you can Spend i would say to start you need maybe 15 - 20 Divine. At the start i played without cluster and Adorned setup and it worked really well! Atm i would say i put arround 60-70 divine into that build. Some Awakened Gems, some Cluster and a cheap Adorned Setup.

here my current PoB: https://pobb.in/LoK-jNFdvF92 I---------------

Lootfilter + Sounds if you like it: Download the Sound Files and Paste it into your Lootfilter Folder and unzip there. In my case: Documents/My Games/Path of Exile.

Here you can download the Soundfiles: https://1drv.ms/f/s!AmyWMK9bDpdggr84cwFGTSLGVEhSvg?e=aMkUiF

Here you can Download my Filter: https://www.filterblade.xyz/?profile=DuschtGernNackt&saveState=LY5VMQJJ67UZ7M&platform=pc&isPreset=false

Safe and Export, get all Striktness per Zip, Paste it to your Lootfilter Folder and unzip there.

If you want to edit your own Filter with my Soundfiles, you have to upload all soundfiles to Filterblade. After it you can select all Sounds in the Custum Section of your Lootfilter.